From higher contribution limits to proposed investment and tax rule changes, here is what workers should know about possible ...
While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...
New tax benefits have rolled out in 2026, but many high earners aren't aware of them. If you fund a 401(k), learn about these ...
If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...
Business Intelligence | From W.D. Strategies on MSN

401(k) catch-up changes: The new high-earner rule starting this year

The 401(k) landscape shifted significantly on January 1, 2026, and not everyone noticed it coming. 0 Act of 2022, millions of older, higher-earning workers are now playing by a fundamentally different ...
If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401 (k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...
In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).
The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for ...
One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.
Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, ...
RMD age rose to 73 in 2023 and rises to 75 in 2033. Roth 401(k)s eliminated RMDs entirely starting 2024. New retirement plans must auto-enroll workers at 3-10% contribution rates starting 2025.