A debt collection lawsuit doesn't have to mean automatic defeat. You may have more options than you think.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Before you sign anything, it helps to understand how debt relief programs work and what separates reputable providers from risky ones.

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

Just the sound of a ringing phone can trigger instant trepidation when you're dealing with calls from debt collectors. Whether it's related to an unexpected medical bill, a credit card balance that ...

The Federal Trade Commission’s first “Debt Collection Dialogue” took place Monday afternoon in Buffalo for a reason. There are around 4,700 debt collectors employed in the Buffalo Niagara region, and ...