Most drivers know their vehicle insurance policy comes into play after a road-going calamity with another car – that is, if they ever think about insurance at all. But what if something less dire (but ...

New car replacement coverage is available for brand-new cars. If your car is totaled in an accident within a few years of buying the car, new car replacement insurance will pay the full replacement ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Buying a new car is a significant investment of your financial resources. The last thing you want is to pay out again if your car is totaled in the first year or so of ownership. For drivers in this ...